Buenas Nuevas Group
The loan will benefit small microentrepreneurs, Claudia among them. She has been part of Pro Mujer for two years, after being invited by a colleague who is a member of the institution. She currently sells food, a business that she decided to start several years ago by her own initiative, as she needed to generate resources and this product is sold more frequently.
She will use the loan to invest in capital (buy rice, noodles, oil) in wholesale stores in the city of El Alto. She will then make the food and sell it at her grocery store. This allows her to generate enough resources to support her household, as she is married and has two children.
When she is asked about what she likes in Pro Mujer, she says she likes to share with the group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Claudia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de un familiar que es socia de la institución. En la actualidad él tiene un negocio de venta de comida; cuenta que este negocio lo emprendió por iniciativa propia hace varios años atrás, ya que necesitaba un medio de generar recursos y este producto es el que se vende con mayor frecuencia.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, aceite) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con el equipo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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