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This client is from Guayaquil’s Isla sector. She started out some time ago after getting training at a foundation for the visually impaired. She started producing chemicals and has done very well to date. Later on she also started selling beverages like milk and malt at home. She works alone every day from 8am to 10pm. She’s a widow with three adult children. In future, she’d like to be able to buy a vehicle to get around in and also to have a locale in which to sell the products she makes. For the moment, she needs the loan to buy chemicals and beverages to sell.
View original language description ↓
El cliente reside en el sector de Isla en Guayaquil. Empezó tiempo atrás cuando se capacitó en una fundación para no videntes. Luego comenzó con la producción de productos químicos y le ha ido muy bien hasta ahora. Posteriormente también emprendió con la venta de bebidas desde su hogar, como agua y malta. Trabaja sola, todos los días, de 8 am a 10 pm. Es viuda y tiene 3 hijos, quienes son todos mayores de edad. A futuro, le gustaría poder comprarse un vehículo para poder movilizarse y también tener un local para distribuir los productos que elabora. Por el momento, necesita el crédito para la compra de químicos y bebidas para su comercialización.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped this borrower to buy chemicals and beverages.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 23, 2013
Currency Exchange Loss:
Nov 20, 2014