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Hosiyatkhon is a young and cheerful woman. She was born in a family of teachers. She always dreamed of getting a higher education, but since her parents do not have enough money to pay for her tuition she was unable to enroll in a university. Hosiyatkhon got married. Now, she must earn a living since her husband has a small salary. Since she does not have a higher education, she can not get a job for a decent salary. She decided to establish her own business.

With this aim, she took a course "Bring It On" organized by the Association of Business Women. Now, she is fully able to organize her own business and become successful in this sphere. She wants to establish a livestock business, since she has experience in this kind of work.

She is requesting a loan of US$3,000 to buy livestock in order to establish a new business.
View original language description ↓
Хосиятхон молодая и жизнерадостная женщина. Она родилась в семье преподавателя. Она всегда мечтала получить высшее образование, но так как ее родители не имели достаточно денег, чтобы оплачивать за ее учебу в университете, она не смогла поступить в университет. Хосиятхон вышла замуж. Теперь она должна зарабатывать на жизнь, так как ее муж имеет маленький доход. Так как она не имеет высшего образования, она не может поступить на работу за приличный оклад. Она решила организовать свой бизнес.
С такой целью она обучилась в курсе «Добейся успеха» организованного Ассоциация Деловых Женщин. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес скотоводством, так как имеет опыт в этом виде бизнеса. Она запрашивает займ на сумму 3000 долларов США для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hosiyatkhon to buy cattle for organizing a new business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 24, 2013
Currency Exchange Loss:
Dec 17, 2014