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Ghulam Rasool
Ghulam Rasool is a young and kind 26-year-old young man. He is married and the father of a son and daughter.

He is a very hardworking and loves his family very much. He has his own business to have a regular income in the family. He makes headdresses and garlands for grooms. He started this business over five years ago. The headdresses are to be used for grooms and so are worn only for a single day, but the cost is high due to the expensive decoration on the headdresses. There is a lot of demand for headdresses and garlands because the marriage season is on peak at this time. He has many regular customers and also takes orders from other cities.

This seasonal business yields a good income for Ghulam Rasool. He wants to get extra profit during the marriage season and wants to offer more headdresses of various attractive designs. Now he wants to buy more raw materials for making headdresses and garlands in order to get extra profit. His family's needs are also increasing day by day and he needs to earn more money. This is why he came to BRAC Pakistan and wishes to obtain a loan from Kiva’s field partner’s BRAC Pakistan.

He hopes that this loan will prove beneficial and productive for his business as well as for his family. Ghulam Rasool says thanks to Kiva and its field partner BRAC Pakistan for this honorable support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ghulam Rasool to buy pearls, sequins, and imported silk cloth for making headdress and garlands.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 27, 2013
Currency Exchange Loss:
Nov 17, 2014