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Abdurasul is from Khujand. He is 28 years old and married, but he does not yet have children. Abdurasul runs a small bakery which opened four years ago and brings him a small income. Since he has just started to increase his business, Abdurasul will keep moving forward. He wants to get a loan of $3,000 to buy a big oven in which to make his baked goods. When he gets the oven, his workload will increase. His wife will help him; if Abdurasul worked alone before, then they will work together in the future. He hopes that he has made the right choice and in the future he will be able to successfully increase his small business.
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Абдурасулу из города Худжанд 28 лет. Он женат, но детей еще не имеет. Абдурасул владеет маленьким цехом по выпечке хлеба. Цех открылся 4 года назад. Для Абдурасула он приносит не большой доход. Потому что он только начинает развивать свой бизнес. Абдурасул не останавливается на достигнутом и идет вперед. Он хочет взять кредит на сумму 3000$ чтобы купить большую духовку для выпечки кондитерских изделий.
Когда он приобретет духовку, соответственно работы тоже будет больше. Ему будет помогать жена. Если ранее Абдурасул работал один, то в будущем они будут работать вместе. Абдурасул надеется, что он сделал правильный выбор и в будущем он сможет успешно развивать свой малый бизнес.

Additional Information

More information about this loan

This loan is part of Humo's Investment Product loan program targeting new and existing clients seeking to invest in their businesses by purchasing (capital) equipment. This program offers borrowers a grace period prior to first repayment and a lower interest rate comparing to the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a chance to start and grow small businesses and increase their productivity.

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 227
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Abdurasul to buy a stove for baking pastries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 14, 2013
Currency Exchange Loss:
Jun 17, 2014