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Sinza E Group
In this Group: Hamis, Magreth, Mwajuma, Rahel, Abdalah, Jamila, Jafari
Hamis, who is in his early thirties, is married with one child, who is in school. For eight years now, Hamis had had a cafe business. He is doing very well in this business. Hamis starts his business activities from 6:00 a.m. and operates until mid night and is able to make a good profit per month.

This is his sixteenth loan request from Tujijenge Tanzania, which he will use to repair his business premises by painting and putting in ceiling tiles. He used his previous loans to buy food and cooking items for his business. He managed to improve more in his business and has employed a few helpers. Hamis has successfully paid back all of his previous loans. With the business profit he received, he paid school fees and household expenses and built a house. He dreams that one day he will be able to expand his business.

Hamis will share this loan with his loan group Sinza E, which totals seven members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,608.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinza E Group's $2,425 loan helped a member to repair his business premises by painting and putting in ceiling tiles.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Oct 27, 2013
Currency Exchange Loss:
Aug 17, 2014