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Churek is 52 years old. After the death of her husband, she has been raising their 4 children and running the household on her own. Churek has secondary specialized education. Her family's main source of income is raising of livestock, a business that she started 10 years ago with a purchase of cattle for 5,000 KGS. Thanks to Churek's hard work, her household now has two milking cows and one horse. Her son supplements the income by working abroad, in Russia, as a translator. Her entire monthly income is 15,000 KGS.

In order to expand her business, Churek applied to the microfinance bank of Bai Tushum and Partners for a loan of 130,000 KGS, to purchase calves. Churek plans to re-invest some of the profits back into her business by purchasing additional livestock and save the rest with the goal of improving her childrens' financial situations.
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Чурек 52 года, вдова, после смерти мужа сама воспитывает 4 детей, а также ведет свое хозяйство. У Чурек - средне-специальное образование, в качестве основного дохода для своей семьи Чурек занимается животноводством, стартовав 10 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Чурек, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь. Дополнительным доходом являются денежные переводы сына, который находится на заработках в России. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Чурек обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку бычков с дальнейшим откормом. Доходы от кредита Чурек планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на улучшение материального состояния своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,906,850
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Churek to buy calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 23, 2013
Currency Exchange Loss:
Jan 18, 2015