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Kutogwa Group
In this Group: Athumani, Hamis, Sinda, Johnson
Athumani, who is in his early sixties, is married and has two children. He is also taking care of his two relative's kids. One of his children is in school. For three years now, Athumani has been running a retail shop selling items like sugar, cooking oil, maize flour, baking flour, salt, airtime and others. He works from 6am to 9pm per working day and is able to make a good profit per month.

This is his first loan request from Tujijenge Tanzania. He will use this to replace the shop items sold. Athumani dreams to own a wholesale shop. He will share this loan with his loan group " KUTOGWA" which totals four members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 32
    View loans »
    Tanzania Loans Fundraising
  • $16,092,800
    Funds lent in using Kiva
  • 1,605.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kutogwa Group's $3,125 loan helped a member to buy shop items to replace those sold.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Oct 27, 2013
Currency Exchange Loss:
Jun 17, 2014