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Kobiljon is 40 years old and is from the city of Khujand in the B. Gafurovskiy District. He is a plumber by trade. He is married and has a son and a daughter. Kobiljon decided to take up the profession of his grandfather. His grandfather was in the business of manufacturing rope. Kobiljon has start-up capital in the amount of 1000 USD. However, this amount is not enough to buy the equipment needed for manufacturing rope. This kind of machinery is very expensive, which is why Kobiljon is requesting a loan to fulfill his goal. He will run this business in the yard of his house. Kobiljon plans to have two employees working for him as assistants. Thanks to the loan, he will open this profitable business and the life of his family will improve.
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Кобилчону из Б.Гафуровского района города Худжанд 40 лет. Он по профессии сантехник. Женат, имеет сына и дочь. Кобилчон решил унаследовать профессию дедушки. Его дед занимался производством веревок. Кобилчон имеет стартовый капитал в размере 1000 долларов США. Однако этой суммы недостаточно для приобретения оборудования по производству веревок. Такая техника стоит очень дорого и поэтому Кобилчон обратился за кредитом, чтобы осуществить задуманное. Данным бизнесом он будет заниматься при дворе своего дома. Кобилчон планирует взять себе в помощники еще два рабочих. Благодаря кредиту он откроет прибыльный бизнес, и жизнь его семьи улучшится.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,085,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Kobiljon to buy equipment for manufacturing rope.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 23, 2013
Currency Exchange Loss:
May 17, 2015