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Carmelita is a married woman with six children. She is a very hard-working entrepreneur. Carmelita is 53 years old and has two children who are still in school.

Carmelita has a abacca weaving business in the Philippines. She requested a PHP 13,000 loan amount through NWTF to buy additional raw materials like abacca fiber, etc. for her business.

Carmelita has been in this business for five years. In the future, Carmelita would like to save enough money so she could afford to send her children to school.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Carmelita to buy additional raw materials like abacca (plant) fiber, etc. for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Oct 27, 2013
Currency Exchange Loss:
May 17, 2014