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Evolution 2.2 Group
In this Group: Patricia, Armelle, Zita, Marie
Patricia is the leader of the group Evolution 2.2, which consists of four micro-entrepreneurs from Brazzaville, Congo. Patricia is married with three children, ranging in age from 14 to 25. This is Patricia's third loan cycle with HOPE Congo and will use her portion of the loan to purchase clothes in bulk for her store, which she has been operating for the last six years. One of the challenges that Patricia faces is dealing with the seasonal nature of her business and knowing when certain items will be in demand. In the future, Patricia hopes to continue to grow her activities due to her strong financial aptitude. Additionally, the increased income that she hopes to earn from her business will be put towards a constructing a new home for her and her family.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 479.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Evolution 2.2 Group's $5,225 loan helped a member to purchase additional stock for her clothing store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 26, 2013
Currency Exchange Loss:
May 17, 2014