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Update on Carmela

Carmela is 40 years old, single and lives in Gango, Ozamis City, Misamis Occidental. To make a living, Carmela used to sell vegetables. Aside from this, she was engaged in transportation services. In 2009, Carmela joined Kiva partner GDMPC and her previous loan that was used for her garden was successfully repaid. Recently, she borrowed another loan in order to buy spare parts for the repair of an existing motorcycle . She plans to use the additional revenue generated from the loan to improve and expand her business.

Previous Loan Details

Carmela is from Gango, Ozamis City, Misamis Occidental. She is 40 years old and single. To make a living, Carmela owns and operates a vegetable production business. Carmela been engaged in her business for 10 years and earns 5,000 Philippine pesos (PHP) a month from this activity. Carmela is requ... More from Carmela's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 458
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Carmela to buy spare parts for the repair of an existing motorcycle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 26, 2013
Currency Exchange Loss:
May 17, 2014