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Update on James

James is married with one child and he lives in Clarin, Misamis Occidental with his family. For more than three years, he has managed a banana farm in order to make a living. His previous loan from Kiva partner GDMPC that was used in his fishing business was successfully repaid. As he was engaged in another line of business, he has borrowed a new loan in order to buy organic fertilizer for his banana farm. He is hopeful to improve his farm in order to use its profits to improve the house for the family.

Previous Loan Details

James, 27-year old, is a married entrepreneur from Clarin with 1 child. He is earning from his fish pond business. It has been almost a year since he started his business and now he earns 6,000 PHP a month. To improve business, he is borrowing 10,000 PHP from GDMPC micro credit, which he just joi... More from James's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Philippines

  • $7,000
    Average annual income
  • 481
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped James to buy organic fertilizer for his banana farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 26, 2013
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for James. It was first posted on Kiva on Sep, 2012. Learn More