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Help We Self Group
In this Group: Fatmata , Kadiatu M., Oya
In the photo are members of the “Help We Self” group. They are small-scale businesswomen based in Waterloo, a small town in western Sierra Leone. Together, they are requesting a loan of 3,500,000 SLL. With this loan, they hope to expand their respective businesses, make more profit, and consequently improve their standard of living.

The featured leader of this group is Fatmata. Fatmata is 45, she is married to a teacher, and the couple has 6 children. Fatmata sells palm oil (the country’s most popular cooking oil), onions, margi (used to give sauce a sweet taste), salt, pepper, and other foodstuffs. She has requested this loan in order to buy these food items in bulk to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,349.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Help We Self Group's $825 loan helped a member to buy palm oil, onions, margi, salt, pepper, and other food items in bulk to add to her current stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Oct 26, 2013
Currency Exchange Loss:
Jul 17, 2014