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Kossi is 32 years old and married to a hairdresser with whom he has one child. He is an aluminum welder, repairs vehicle air conditioning systems, and provides refrigeration services to all types of customers in a market in Lomé. During the rainy season when his business slows down, he is requesting a second loan from WAGES to purchase vehicle air conditioning supplies and to build up his stock of evaporators. He has been in business since 2005. He hopes to open another shop and to see his family prosper.
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Kossi est un homme marié de 32ans avec une coiffeuse et a un enfant. Il est soudeur aluminium, répare les appareils de froid auto et exerce le métier de frigoriste à toutes personnes dans un marché de la ville de Lomé. Avec la saison des pluvieuse où l’activité ralentie, il sollicite un second prêt auprès de WAGES pour l’achat des instruments de travail de froid automobile et faire du stock des évaporateurs. Il exerce depuis 2005. Il souhaite ouvrir un autre atelier et avoir une famille développée.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!


About Togo

  • $1,500
    Average annual income
  • 7
    View loans »
    Togo Loans Fundraising
  • $9,031,000
    Funds lent in using Kiva
  • 480.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD