Check out other loans that are currently fundraising!
Virgen Guadalupe Group
In this Group: Grimanesa, Martha, Julio, Margot, Casilda, Julia Nancy, Jose, Pedro Cancio, Ebert*, Beltran*
* not pictured

Update on Virgen Guadalupe Group

The members of the “Virgen Guadalupana” communal bank are located in Cusco District belonging to Cusco Province and Department.

The featured member, Señora Grimanesa, is 53 years old. She is married and has 2 children. She works in her shop selling groceries and necessary items such as rice, sugar, biscuits and sweets. She works from 6 am - 10 pm. Her dream is to expand her grocery business. She is asking for a loan to buy products for the grocery shop such as rice, sugar, milk, oil and biscuits.

The person in the picture whose face is concealed is not a member of the “Virgen Guadalupana” communal bank.
The person whose photo is added to the group took the photo after the group photo - he asked permission for work motives.
The other members work selling food, selling vegetables, raising animals and selling corn.

Señora Grimanesa is thankful to thos who are part of her dream through this medium, and is committed to paying her repayments according to the schedule.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN GUADALUPE”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Grimanesa ella es casada y tiene 53 años y tiene 2 hijos; La socia trabaja en su negocio de tienda de abarrotes,ella vende productos de primera necesidad como arroz,azúcar,leche,galletas y dulces,la socia trabaja desde las 6:00 a.m hasta las 10:00 p.m,el sueño de la socia es ampliar su negocio de tienda de abarrotes. La socia solicita el préstamo para comprar productos para la tienda de abarrotes como arroz, azúcar, leche, aceite galletas.
La socia que esta tapada con un circulo su cara ya no pertenece al banco comunal Virgen Guadalupe.
El socio que esta pegado a la foto grupal se le tomo despues la foto porque pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de comida, negocio de venta de verduras, negocio de crianza de animales y negocio de venta de maiz.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members of the “Virgen Guadalupana” communal bank are located in Cusco District belonging to Cusco Province and Department. Margot, 28, has a spouse and two children. She works in her grocery store selling basic staples like rice, sugar, milk, cookies and candy. She works from 6am ... More from Virgen Guadalupe Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Guadalupe Group's $3,675 loan helped a member to buy products for her grocery store (rice, sugar, milk, oil and biscuits).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Oct 21, 2013
Currency Exchange Loss:
Dec 18, 2014