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Arshaluys is a private entrepreneur from Yerevan city. She lives with her mother. To be able to take care of her and her's mother's needs, Arshaluys runs a small boutique of clothing for kids. The latter is the only source of income for them. Currently, the assortment of goods she sells in the shop is not that big, and needs to be updated periodically in order for it to function in a sustainable way and be compatible.

To reach that goal, Arshaluys needs a loan of USD 3,000 to purchase new clothes for kids to sell in her boutique. The loan will help her greatly to sustain her small business and become more successful.

Arshaluys and her mother will be very thankful to all the lenders for their goodwill and support in collecting the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 165
    View loans »
    Armenia Loans Fundraising
  • $17,050,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Arshaluys to purchase new clothes for kids to sell in her boutique.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 26, 2013
Currency Exchange Loss:
Nov 25, 2013