A loan of $1,500 helped to purchase eight calves.


Azniv's story

Azniv is a farmer from Ditavan village in the Tavush region. She lives with her husband and three school-age children (a daughter and two sons). She and her husband are engaged in breeding cows, sheep, pigs, piglets, and hens, and in cultivating wheat, potatoes, grass and several fruits (plum, pomegranate, fig, blood orange, grapes, apple, pear and walnut). The family realizes the agricultural products in the local market, which is the only source of income for them. As their needs are growing day by day, Azniv wants to enlarge the number of livestock to be able to meet the expenses of her family more effectively. A loan of 1,500 USD will help her greatly, enabling her to purchase eight calves. As this is Azniv’s first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history. The family is very thankful to the lenders for the good will and support.



Loan details


Lenders and lending teams




Loan details