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Kasaija, 47, is a male Ugandan who is married with six children. He is a farmer who grows mainly sugarcane from which he brews waragi (local gin) for sale.

He works six days a week and nine hours a day and he earns additional income from his motorcycle (boda boda) business

Kasaja has approached UGAFODE for a loan of 3,000,000 UGX to complete his residential house since the one he is currently residing in is in a poor state and the size of his family is big. The loan will help him to live comfortably with his household when his house is complete.

He hopes to pay back the loan from the sale of local gin brewed from the sugarcane.

He dreams of completing his house and educating his children. His main challenge is the price fluctuations for his products brewed from sugarcane. However, he is honest and trustworthy and he is even a leader in the village.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 92
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,509.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Kasaija to complete his residential house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 4, 2013
Currency Exchange Loss:
Feb 20, 2015