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Hasmik is an experienced agronomist from Sarnaghbyur village of Shirak region. She lives with her husband, son, daughter-in-law and two-year-old grandson. She works in the local pre-school institution as an educator. With the help of her family members,Hasmik is engaged in breeding livestock such as cows, sheep, pigs, and hens as well as cultivation of wheat and potatoes. The family sells these agricultural products in their local market. Farming is a very important source of income for the family. As autumn is progressing, Hasmik needs to make some investments in her agribusiness in order for it to develop in a sustainable way. She needs a loan of USD 3000 to purchase forage for her livestock and to buy fuel for agricultural machinery. Hasmik and her family highly rely on the goodwill of lenders and will be very thankful for helping them sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik to purchase forage for livestock and to buy fuel for agricultural machinery.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 26, 2013
Currency Exchange Loss:
Aug 17, 2015