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Hakilitoyerela Group
In this Group: Fatoumata , Minata , Diatou , Mariam B
The four members of the group HAKILITOYERELA are married women, who average 35 years of age and three children each, all living mostly in monogamous families in Siekourani, a village in Loulouni, in the 3rd administrative region of the Republic of Mali. The women are on their 24th loan with the microfinance institution Soro Yiriwaso to meet the needs of their customer.

Ms. MARIAM B, who at the far left in the photo, does commerce in fruit & vegetables. She intends to use her loan to purchase a large quantity of fruit & vegetables (papayas, bananas, tomatoes, carrots, cucumbers, and watermelons), which she will sell retail for cash to men and women customers at a fixed spot and with family help, in Sikasso.

She envisions making an average monthly profit 50,000 francs CFA. Part of the profits is used to pay back the loan with interest, and the other part goes to her savings.
View original language description ↓
Les quatre membres du groupe HAKILITOYERELA sont des femmes mariées avec une moyenne d’âge de 35 ans, et ont en moyenne 3 enfants. Elles vivent la plupart dans des familles monogamiques à Siekourani un des villages de Loulouni 3ème région administrative du Mali.
Elles sont à leurs vingt quatrième prêts avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Mme MARIAM B à l’extrême gauche fait le commerce de fruits et légumes.
Elle compte acheter avec son prêt une importante quantité de fruits et légumes (papaye, bananes, tomate, carotte, concombre, et pastèques) qu’elle revendra en détail à Loulouni, Siekourani et à Sikasso à une place fixe et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 50 000 francs CFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne .

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 57
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 480.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD