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27-year-old Yasin is a driver. He is single and lives in the Abseron region with his parents, but Yasin and his family have been IDP (internally displaced persons) from Dilegarda village of Füzuli since his childhood. His old parents don’t work.

It was noted that Yasin is a driver, but he doesn’t transport passengers, he has been transporting building materials between various sides of the Absheron region for 4 years. A few days ago his truck broke down and he can’t work. For this reason he applied to Kiva's partner organization Komak to take out a loan. He needs 800 AZN to repair his truck. He hope that if his truck is repaired, he will start to work again.

Yasin is thankful to Komak and Kiva for help. In the future, if the work is better, Yasin wants to hire an assistant.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,891,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Yasin to repair his truck.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 26, 2013
Currency Exchange Loss:
Oct 17, 2014