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Ruziboy lives with his wife and two sons in the B. Gafurov region, in the city of Khujand. He is 55 years old. He provides a plumbing service and his wife works in a confectionery store. Ruziboy's eldest son is 24 years old and he has his own business. The youngest son is 22 years old. He is still a student and studies at the Khujand State University, in the faculty of foreign languages.

Ruziboy currently needs to pay for his son's tuition at the university. He does not have such a large sum at hand, and therefore he decided to apply for a loan. He requests a loan in the amount of 2,000 US dollar. Ruziboy, as an attentive father, thinks of his son's future. He would like his son to have higher education. He thinks higher education is a guarantee for a successful career.
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Рузибой проживает с женой и двумя сыновьями в Б.Гафуровском районе города Худжанд. Ему 55 лет. Он предоставляет услуги сантехника, а жена работает в кондитерском цехе. Старшему сыну Рузибоя 24 года и у него собственный бизнес. Младшему сыну 22 года. Он еще студент и учится в Худжандском Государственном Университете в факультете иностранных языков. Рузибой сейчас должен оплатить за учебу сына в университете. У него на руках нет такой большой суммы и поэтому он решил обратиться за кредитом. Он просит кредит в размере 2000 долларов США. Рузибой как заботливый родитель думает о будущем сына и хочет, чтобы он имел высшее образование. Он считает высшее образование залогом успешной карьеры.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ruziboy to pay for his son's higher education.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 22, 2013
Currency Exchange Loss:
Nov 17, 2014