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Yemalin Group
In this Group: Anagonou , Assiba, Marie
YEMALIN Group is made up of three people who live in the same village. The group's representative is raising her hand in the photograph. Her name is Anagonou, she's 43 years old, and married to one Jérémie. The couple has three school-attending children, whom they have to support.

Anagonou never attended school. She lives with her husband and children. The household expenses are taken care of by herself and her husband. For this reason, she sells corn and palm oil. As a secondary business, she buys cassava and transforms it into into tapioca that she resells. She gets her supplies in a market in Benin.

Eager to bolster her business, Anagonou, together with the other members of YEMALIN Group, is seeking a second loan from Kiva's partner, ALIDé. The previous loan was repaid without problems.
View original language description ↓
Le groupe YEMALIN est un groupe composé de trois personnes qui résident dans le même village. La représentante du groupe, nommée Anagonou (celle qui a la main levée sur la photo) est âgée de 43 ans. Anagonou n’a pas fréquenté l’école. Anagonou est mariée à un certain Jérémie. Le couple a trois enfants, tous scolarisés et à leur charge. Anagonou vit avec son mari et ses enfants. Les charges de ménage sont supportées par Anagonou et son mari. Pour ce faire, Anagonou vend du maïs et de l'huile de palme. De façon secondaire, achète du manioc pour en faire de la farine de manioc et en revendre. Anagonou s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, Anagonou s’associe aux autres membres du groupe YEMALIN pour solliciter un deuxième crédit auprès de ALIDé. Le prêt antérieur a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 480.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yemalin Group's $425 loan helped a member to buy corn and cassava.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 21, 2013
Currency Exchange Loss:
Aug 23, 2014