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Shelden is from Candanay Norte, Siquijor. She is 45 years old and is married with 5 children who are school-aged.

This year, Shelden applied for her membership with PMPC. Hearing of all the benefits, she never hesitated to become a member. She has maintained the status of being a member in good standing and repays her obligations in a timely manner.

Recently, Shelden has asked for financial assistance of Php 50,000.00 to buy concrete, wood, sand and gravel for home renovations. Through this loan, she hopes to increase her income and help in the expansion of her house. She has found assistance for their financial needs through Paglaum Multi Purpose Cooperative, and she is very thankful with all her heart.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Philippines

  • $7,000
    Average annual income
  • 410
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Shelden to buy concrete, woods, sand and gravel for home renovations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 25, 2013
Currency Exchange Loss:
Oct 23, 2014