A loan of $850 helped to buy sheets, quilts, and purses.


Martina Azucena's story

The communal bank "Siempre Unidas" meets every two weeks in Jipijapa canton, which is named for a coffee sultan and is known for its extensive coffee farms that produce delicious coffee, for its food, and for its friendly residents. Martina, 52, lives here. She is married and has three grown children from the marriage. Her two daughters live with her, and her husband is a mechanic. Martina sells sheets, quilts, purses, and, at times, all kinds of clothing to support her household. She sells door-to-door and also from her house, where the customers she knows well come to shop. Most of her sales are from orders that customers place, and she offers her customers credit with two-week payment terms. She buys merchandise in Guayaquil every two weeks or once a month as needed. She has had the business for 10 years, and it is prospering. She will use the loan to buy more merchandise like sheets, quilts, and purses to fill orders. She has been a member of the communal bank from the beginning and likes the help she gets from the loans. She dreams of having a shop.

Translated from Spanish by Kiva volunteer


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