A loan of $1,475 helped buy clothing and school supplies.

Marjorie Alexandra's story

The Siempre Unidas Community Bank meets every two weeks in the canton of Jipijapa which is known as a high-ranking coffee area because of its extensive plantations, the wonderful flavour of the coffee, its food, and the warmth of its people.

Sra. Marjorie lives here. She is 32 years old, married, and has two children aged 13 and 4. The older one is a high school student, and the younger in kindergarten. Her husband has a workshop doing restorations.

Marjorie is a housewife. Also, in order to have money of her own and to help her husband with household expenses, she has run a small shop out of her house for ten years. During this time she has gradually expanded the business with bank loans which allowed her to add stationery etc. She hopes to continue expanding as she earns a good income from the store at certain times of the year. She works every day, and her son helps out occasionally. Marjorie enjoys her work as she earns money from it and she can still attend to the needs of her children as she is the owner.

With the loan money Marjorie plans to buy clothing and school supplies which sell well at this time of year. She has been with her community bank for eight years and likes it because of the easy repayment terms.

Her dream is to continue expanding the business for the wellbeing of her family.

Translated from Spanish by Kiva volunteer Jane A

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