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Update on Rosamilda

Rosamilda has continued with her business preparing and selling bread. She reports that her business is doing well. She used the previous loan to purchase supplies in bulk, such as sugar and flour, to make bread. Her business has grown and has gained more customers. Her income has also increased.

She is now requesting a loan to purchase a higher-capacity oven to make bread and empanadas in bulk. She is happy and thankful to have this new opportunity.
View original language description ↓
La Sra. Rosamilda sigue con la actividad de la elaboración y venta de pan cuenta que le va muy bien, el anterior crédito lo utilizo en la compra de compra de insumos para la elaboración de pan como azúcar y harina, por mayor, creció en su actividad e incremento su clientela, y por ende sus ingresos económicos, en esta ocasión solicito el crédito para la compra de un horno de mayor capacidad para la elaboración de pan y empanadas, por mayor, se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Rosamilda is 29 years old and has two children. She makes a living from baking and selling a variety of pastries in her bakery located in the Bibosi zone of the city of Santa Cruz. This is her first loan sequence with the institution. Rosamilda will use the loan to buy supplies such as flour,... More from Rosamilda's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosamilda to buy a higher-capacity oven.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Oct 20, 2013
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for Rosamilda. It was first posted on Kiva on May, 2013. Learn More