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Yesenia Lucia

Update on Yesenia Lucia

Yessenia Lucia is an older adult, married with two minor children, originally from one of the municipalities of Chinandega located in the western area of the country. She is a small business owner with a grocery store in her home that offers consumer products such as cooking oil, corn, eggs, bread, candy, detergents, gas, matches, bags of milk, tomatoes, onions, bell peppers, plantains, clothing, notebooks, frozen goods, among many others. She does her shopping in cash in wholesale markets and through distributors who deliver by truck among others. Her sales are through cash and credit. She has permanent and temporary clients. The goal for this loan is to invest in her store, stocking it with different consumer products that are in demand and lacking in sufficient supply to meet the needs of customers. Yessenia very much appreciates the support Kiva investors are offering to low-income people in her country.
View original language description ↓
Yessenia Lucia mayor de edad casada con dos hijos menores de edad originaria de uno de los municipios de Chinandega, zona ubicada en el occidente del país, es una microempresaria que tiene una pulpería en su casa de habitación donde ofrece productos de consumo como: aceite, maíz, huevos, pan, golosinas, detergentes, gas, fósforos, leche en bolsa, tomates, cebollas, chiltomas, maduros, ropa, cuadernos, productos congelados entre otros mas, sus compras las realiza al contado en mercados de mayoreos y camiones distribuidores entre otros, sus ventas son al contado y al crédito a clientes fijos y eventuales, el objetivo de este crédito es para invertir en su pulpería surtiéndola en diferentes productos de consumo que su demanda están solicitando y no posee en grandes cantidades para cubrir las necesidades de los clientes, Yessenia agradece mucho el apoyo que los inversionistas Kivas les ofrece a personas de bajos recursos económicos en el país

Previous Loan Details

Yessenia Lucia, thirty four years old, is a hard-working woman who has growing aspirations. Her business is a general store that she opened about seven years ago. The business is situated in her home since she realized that she needed a source of income for her home. She works every day from seve... More from Yesenia Lucia's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Yesenia Lucia to stock her grocery store with rice, cooking oil, beans, frozen goods, and candy among other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Oct 20, 2013
Currency Exchange Loss:
Nov 17, 2014