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Erika Yamileth
Erika is 33 years old. She is a woman with a lot of strength and dreams for herself and her family, made up of her and her two children. One of them helps her at home with the housework and the youngest is in primary school. She has 6 years of education and her spouse, who supports her unconditionally, is a farmer. He is the one who is the most involved in the farm activities. Her parents were the ones who taught her to work the land at a very young age, and she has been doing this kind of work for more than 20 years, now with her husband. Her customers are the different buyers who come to the area, residents and relatives. The land they work is their own, thanks to an inheritance from her parents. It is located a kilometer away from her house, and they get there on foot.

She has asked for a loan from the COMIXMUL cooperative to be able to buy fertilizers, foliar sprays, and more to help the crops be more healthy and protected from pests, bugs, disease and more. Her goals are to be one of the best coffee producers in the area, attracting more customers for her business and growing in variety and quality. She also wants to finish fixing her house, which needs work like re-plastering, fixing a deteriorated roof, etc. Her dreams are to be able to save to give her children a better quality of life and send them to college to study and have careers.
View original language description ↓
Doña Erika tiene 33 años de edad es una mujer con muchas fuerzas, muchos sueños para ella y su familia la cual está compuesta por dos hijos de los cuales una de ella ayuda en casa con los oficios domésticos y la menor en la primaria. Tiene 6 años de educación cursados y su pareja quien es apoyo incondicional también es agricultor siendo el quien más se involucra en las diferentes actividades del campo. Fueron sus padres quienes le enseñaran a trabajar la tierra a muy temprana edad dedicándose a este rubro por más de 20 años y hoy en día en compañía de su esposo. Sus clientes son los diferentes compradores que llegan a la zona, vecinos y familiares. La tierra que trabajan es propia gracias a una herencia de sus padres la cual está ubicada a un kilómetro de distancia de su casa de habitación a la cual se trasladan caminando.
Ella ha solicitado un financiamiento a la cooperativa COMIXMUL con el cual podrá comprar fertilizantes, abono, foliares entre otros que ayudaran a sus cultivos a estar más sanos y protegidos de plagas, bichos entre otros.
Sus metas es ser una de las mejores productoras de café entre otros de la zona atrayendo más clientes para su negocio y creciendo en variedad y calidad como también terminar de arreglar su casa de habitación la cual necesita mejoras como repello, el techo que está un poco deteriorado, etc. Sus sueños son los de poder ahorrar para darle una mejor calidad de vida a sus hijos y lograr mandarlos a la universidad para que puedan estudiar y ser profesionales.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Erika Yamileth to buy fertilizer, foliar sprays, urea and more to help with the coffee crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Oct 16, 2013
Oct 20, 2013
Currency Exchange Loss:
Jul 17, 2014