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Update on Berthalina

Berthalina is married and she is a mother of two underage children. She is originally from the Chinandega region, in the western part of the country.

Berthalina owns a home-based grocery store, where she sells basic consumer products such as coffee, oil, eggs, bread, vegetables, toilet paper, candy, shampoo, and clothes, among other. She buys these products from distributors, and she sells them to her customers either in cash or credit. She also owns dairy cattle and she delivers milk to her regular customers.

Berthalina is known for being a responsible woman, a hard worker and a person with a lot of will for personal development. The objective of this loan is to invest in her grocery store to buy a variety of products given that customer demand is increasing. In this way she will be able to offer good prices and good quality products to her customers.

Berthalina is thankful for the help that Kiva lenders give to low income individuals from poor countries like Nicaragua, which helps them to have a decent job.
View original language description ↓
Berthalina mayor de edad casada con dos hijos menores de edad, originaria de uno de los municipios de Chinandega ubicado al norte del país, es propietaria de una pulperia ofreciendo productos de consumo para el hogar como: café, aceite, huevos, pan, verduras , papel higienicos, golosinas, shampoo, ropa, entre otros ubicada en el área urbana de su domicilio ella realiza sus compras a camiones distribuidores y compra al contado sus ventas son al contado y al crédito en su domicilio también es propietaria de ganado de ordeño del que produce leche para vender ella entrega a clientes fijos, Berthalina se caracteriza por ser una mujer responsable, luchadora con deseos de superación personal, el objetivo de este crédito es para invertir en su pulperia y surtirlos con diversos productos de consumo debido a que su demanda ha crecido y asi ofrecerles mejores y cómodos productos a sus clientes. Berthalina agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno

Previous Loan Details

Berthalina is fifty-one years old, married and has six children, two of them are underage and attend school. She is originally from the Chinandega region, in the western part of the country. She has a small shop in her house, where she sells small quantities of basic consumer products such as cof... More from Berthalina's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Berthalina to buy basic consumer products such as: rice, oil, beans, candy and clothes, among other.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014