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Sandra Maritza
Sandra completed primary school supported by her parents´ effort and determination, which enabled her to study and get her primary school education. She is married and the mother of four children who collaborate with their parents to do different work on the coffee crops, such as cleaning, compost application, and other things that are necessary to help keep the crops attractive.

She has been a farmer since she was very young, thanks to her parents´ traditions. Her clients are the grocery stores around the area where she lives, middle-men who come to the area, and neighbors of the area who purchase her products so that they can acquire them at the end of each harvest and re-sell them. The land she works with the help of her husband is her own property, thanks to an inheritance from her parents. It is located 30 minutes away, and they walk to it daily.

She has requested financing from the COMIXMUL cooperative for the purchase of 800 units of coffee seedlings for cultivation, eight sacks of compost, six liters of liquid fertilizer, six liters of boron, and 90 loads of coffee for cultivating, with which she hopes to be able to expand her harvest and build up her children´s inheritance.

Her future plans are to improve her coffee harvests, strengthening them with the different supplies she will buy, and planting new small coffee plants in order to increase her crop output and meet greater demand. As a mother she plans to offer her children a better education, a better lifestyle, and a solid inheritance for the future.
View original language description ↓
Sandra tiene un grado de educación primario completo que sus padres con mucho esfuerzo y empeño apoyaron para que ella pudiese estudiar y sacar la primaria. Ella es casada y madre de 4 hijos los cuales colaboran con sus padres a elaborar las diferentes actividades en sus cultivos de café como la limpieza, aplicación de abono, entre otros que son necesarios para mantener atractivos sus cultivos. Ella es agricultora desde muy temprana edad gracias a sus padres por tradición y sus clientes son las bodegas en los alrededores de la zona donde ella habita, intermediarios que llegan a la zona, vecinos de la zona que compran el producto para la adquisición del producto al final de cada cosecha y poder re venderlo. La tierra que trabaja en compañía de su esposo es propia gracias a una herencia por parte de sus padres la cual está ubicada a 30 minutos de camino a la cual se trasladan caminando diariamente.
Ella ha solicitado un financiamiento a la cooperativa COMIXMUL para la compra de 800 unidades de chapola para cultivar, 8 sacos de abono, 6 litros de foliares, 6 litros de boro y 90 cargas de café para su cultivo ya que con esto ella pretende agrandar más sus cultivos y fortalecer el patrimonio para sus hijos.
Los planes a futuro son los de mejorar sus cosechas de café fortaleciéndolas con los diferentes insumos que comprara, sembrar la nueva plantilla de café para agrandar más sus cultivos y cubrir una mayor demanda. Como madre ofrecerles a sus hijos la mejor educación, un mejor estilo de vida, y un patrimonio sólido para el futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Sandra Maritza to buy agricultural supplies for her coffee crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Sep 26, 2013
Oct 20, 2013
Currency Exchange Loss:
Mar 19, 2015