Check out some available loans that are similar to this one!
Maritza Bernarda

Update on Maritza Bernarda

Maritza Bernarda is single and has three adult children. Originally from one of the municipalities of Chinandega, a commercial area with one of the biggest steel works in the country, Maritza has a small grocery store in her house where she sells different consumable products for the house. She sells items such as basic grains, frozen goods, detergents, sardines, sweets, fizzy drinks, eggs, and more. Maritza is hard-working and has a big desire to do better. One objective for this loan is to invest more in her grocery store. She will buy consumable products, such as frozen goods. One of Maritza's dreams is to, one day, see her house finished and to expand and stock up her grocery store. Martiza thanks Kiva investors for helping those of scarce resources and for helping poor countries, such as Nicaragua, to give people a decent job.
View original language description ↓
Maritza Bernarda mayor de edad soltera con tres hijos mayores de edad, originaria de uno de los municipios de Chinandega, zona que se caracteriza por ser comercial y donde existe uno de los ingenios mas grande del país, es una microempresaria la cual posee en su casa de habitación una pequeña pulperia donde ofrece productos de consumo para el hogar como: granos básicos, productos congelados, detergentes sardinas, golosinas, gaseosas, huevos, sanicos entre otros, es una mujer trabajadora con muchos deseos de superación personal, el objetivo de este crédito es para invertir mas en su pulperia en la compra de productos de consumo, productos congelados, entre otros, uno de sus sueños es poder algun dia ver terminada su casa y el de expandir y surtir su pulperia. Maritza agradece la ayuda que le brindan los inversionistas kiva a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Maritza Bernarda is 47 years old and manages a general store. She is well-known in the area because her customers can always find what they need. Maritza has very good references and is a hardworking, honest, and friendly woman who always welcomes her customers with a smile on her face. She ha... More from Maritza Bernarda's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maritza Bernarda to buy consumable products for the home, such as frozen foods, fizzy drinks, and more.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 20, 2013
Currency Exchange Loss:
Jan 17, 2015