A loan of $925 helped a member to buy a large quantity of clothes and shoes to add to her current stock.


Joy Group's story

In the photo are members of the “Joy” group. They are small scale businesswomen based in Koidu, a city in eastern Sierra Leone. This is the first loan these entrepreneurs are accessing from SMT/Kiva lenders. With this loan, they will be able to expand their respective businesses, make more profits, and consequently improve their standard of living.

The featured leader of this group is Margret. Margret is 39; she was born in Kono district. Currently, she is residing in Koidu together with her husband and 4 children. Her husband is a driver and her children are attending primary and secondary schools.

For 11 years now, Margaret has been selling clothes and shoes. With this loan, she is going to buy a large quantity of clothes and shoes to add to her current stock.

In this group: Margaret , Isatu , Sitta , Kumba



Loan details


Lenders and lending teams



Loan details