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Las Amistosas Group
In this Group: Haydee, Victor Manuel, Livia, Felicitas, Juana*, Braulia, Paulina*, Pilar , Frida, Paulina
* not pictured

Update on Las Amistosas Group

These members belong to the communal bank “Las Amistosas,” which is located in the Urcos district, Quispicanchis province, department of Cusco. Mrs. Paulina is 57-years-old, married, and has two kids. She alternates her daily activities with the business of selling bread. She makes different types of bread and then sells them at one of the markets in the area. She has spent a good amount of time with her business which is doing well thanks to the effort that she puts into it every day. She wishes to continue working in this way so that she can keep supporting her family. She is applying for a loan so that she can purchase supplies such as flour, butter, and sugar, among other things.

The other bank members have a wide range of work such as selling food, animal husbandry, selling groceries, selling dry goods, drinks, and potatoes. The member who shot the featured photo asked permission to come later to the meeting because of his job.

Mrs. Paulina thanks all those supporting her dream through Kiva and promises to pay the installments on time.
View original language description ↓

Los socios pertenecen al banco comunal “LAS AMISTOSAS”; Este banco se ubicada en el distrito de Urcos, perteneciente a la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Paulina ella es casada tiene 57 años y tiene 2 hijos; La socia alterna sus actividades diarias con el negocio de venta de pan, la socia elabora diferentes tipos de panes para luego venderlos en uno de los mercados de la zona, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicito el crédito para la compra de insumos como harina, manteca, azucar entre otros.
Los otros socios se dedican al negocio de venta de comida, negocio de crianza de animales, negocio de venta de tienda de abarrotes, venta de productos secos, venta de bebidas y negocio de venta de papa.
El socio que sale en la foto adjunta pidió permiso para llegar tarde a la reunión por motivos de trabajo.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the communal bank “Las Amistosas”, which is located in the Urcos district, Quispicanchis province, department of Cusco. Mrs. Haydee, thirty-two, lives in a common-law marriage and has four children. She sells fruits, like apples, oranges, bananas and grapes. She sends f... More from Las Amistosas Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Amistosas Group's $4,400 loan helped a member to purchase supplies such as flour, butter, sugar, among other things.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 19, 2013
Currency Exchange Loss:
May 17, 2014