A loan of $750 helped to pay for new stock of clothing to sell to customers.


Ani's story

Ani is from Vanadzor town, where she lives with her husband and two-year-old daughter. She has been re-selling clothing for two years already. Ani purchases clothing from the city market and resells it to the neighboring villages. The income that she gathers from this business helps her to cover the family's daily costs. By applying for this loan, Ani asks for financial support to be able to purchase new stock of clothing to sell to customers.

She has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF international. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products. The loan is very important for Ani, and she hopes for lenders' support.



Loan details


Lenders and lending teams



Loan details