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Aferdita is married and the mother of six children between the ages of 2 and 16 years old, all living in an Ashkali community. Two of the children are currently attending school, while she stays home and takes care of the other children and the home. Her husband works transporting goods for others when needed, but makes a low income.

They used to live in a very old house in poor condition, but have now finally managed to build a new one, although it still needs work on the outside, such as painting and a facade. Aferdita is asking for a loan in order to complete the home so that they will have a better place to live.

In the future she hopes to find a job and provide more income for her family. Knowing that this is a Kiva loan, she would like to thank all of the lenders.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 24
    View loans »
    Kosovo Loans Fundraising
  • $2,061,175
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Afërdita to complete her home so her family will have a better place to live.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 24, 2013
Currency Exchange Loss:
Sep 1, 2015