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Somaly is 30 years old. She is married and resides with her parents in Kampong Speu Province, Cambodia. She has been running a hair salon for more than three years, earning approximately $3 per day. Her husband is a soldier who makes an income of $5 each day. To improve her family’s finances, Somaly is requesting a loan of $1,500 to purchase farmland to use for rice cultivation. This money will help her acquire the ability to run an additional business and generate more income for the family. In the future, she would like to expand her shop and make some improvements to her house.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 141
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Somaly to purchase farmland to cultivate rice.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 24, 2013
Currency Exchange Loss:
Apr 17, 2015