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Narine is from Vostan village, where she lives with her husband and two children. (Her daughter is in the photo.)

Narine works at a local clinic as a nurse and helps her husband with the family's costs. Narine's daughter Sonya studies at Armenian State Pedagogical University named after Kh. Abovyan. Currently, the family faces financial difficulties and Narine isn't able to cover her daughter's university tuition. So, she has applied for this loan to be able to pay for Sonya's tuition fee and give her an opportunity to continue her studies.

The loan is highly important for this family and they hope for your support.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • 406.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Narine to pay her daughter's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 24, 2013
Currency Exchange Loss:
Oct 17, 2014