A loan of $800 helped to buy fertilizer.

Sefu's story

Sefu is a tea farmer in Rwantende-Kyamuhunga, and he has done tea farming for the last 13 years. He is a married man with eight children; the youngest is four years old.

He works five days a week, and dedicates seven hours to the farming business per day. In addition to farming, he also sells bananas from his banana plantation, and this greatly supplements his income. He started the business (tea farming) with a motive of getting money to support his family; he now hopes to use the loan funds of two million (ugx.2,000,000) to buy fertilizer to boost the fertility of the soils on the farm land so that he can increase his harvest.

His major client is the Kyamuhunga Tea factory, and he has hopes of expanding his business. Hailstorms during the rainy season are his major challenge, since they affect the garden negatively. However, he believes that if the loan is given and he keeps the honesty he has always had, he will beat the odds and get his dream in life.

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Loan details