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Sefu is a tea farmer in Rwantende-Kyamuhunga, and he has done tea farming for the last 13 years. He is a married man with eight children; the youngest is four years old.

He works five days a week, and dedicates seven hours to the farming business per day. In addition to farming, he also sells bananas from his banana plantation, and this greatly supplements his income. He started the business (tea farming) with a motive of getting money to support his family; he now hopes to use the loan funds of two million (ugx.2,000,000) to buy fertilizer to boost the fertility of the soils on the farm land so that he can increase his harvest.

His major client is the Kyamuhunga Tea factory, and he has hopes of expanding his business. Hailstorms during the rainy season are his major challenge, since they affect the garden negatively. However, he believes that if the loan is given and he keeps the honesty he has always had, he will beat the odds and get his dream in life.

Additional Information

More information about this loan

This loan is part of UGAFODE's green loan program, giving Ugandan farmers the support they need to grow and process organic fruits and vegetables. Funds will be used to obtain critical resources like processing equipment, mulch and organic seedlings to reduce waste water contamination and improve consumer health. The green loan program also helps clients combat regional problems like deforestation and over-fishing.

About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $32,741,350
    Funds lent in using Kiva
  • 2,530.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sefu to buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Oct 24, 2013
Currency Exchange Loss:
Nov 17, 2014