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Adiba is a friendly and economical woman. She is married and has children. She lives in a small village. Adiba herself works as a cook at a local dining hall, and her husband works as a carpenter. Together they try to earn a decent living for their family and children, so they get all the necessities of life. Alongside her stable work, Adiba also runs a small business - raising livestock. She raises cattle, and then sells the resulting meat and milk.

Most recently, Adiba and her husband started to repair their home, but were not able to finish because they did not have sufficient cash. But they really want to make good repairs to their home, in order to live in sufficiently favorable conditions. Therefore, Adiba turned to Arvand and wants to receive a loan to buy construction materials to repair her home. She thanks Arvand in advance for the support.
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Адиба доброжелательная и хозяйственная женщина. Она замужем и имеет детей. Живёт она в маленьком посёлке. Сама Адиба работает поваром в местной столовой, а её муж работает плотником. Вместе они стараются зарабатывать на достойное проживание для своей семьи и детей, чтобы они получили всё необходимое для жизни. Помимо стабильной работы Адиба ведёт также свой небольшой бизнес - животноводство. Она выращивает скот, а затем продаёт полученное мясо и молоко. Совсем недавно Адиба с мужем начали ремонт своего дома, но не смогли закончить, так как не хватило денежных средств. Но они очень хотят сделать хороший ремонт своего дома, чтобы жить в достойных благоприятных условиях. Поэтому Адиба обратилась в Арванд и хочет получить кредит на покупку строительных материалов для ремонта своего дома. Она заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Adiba to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 18, 2013
Currency Exchange Loss:
Nov 17, 2014