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Dilbar is a happy and responsible woman. She is married and has one child. Dilbar lives with her family and her parents in their home because they are elderly and need support. Dilbar buys and sells gold goods to make a living. She has a special vendor location where she runs her business. Dilbar also has her own eatery where plov (pilau rice and meat) and shish kabob is made and has a stable additional income from this business as well. Because Dilbar buys gold goods in another town which is located far away she wants to buy her own car to bring merchandise and make the transportation process easier and more safe. She has come to Arvand for this reason and wants to get a loan to buy a car. Dilbar hopes for a positive outcome and is thanking Arvand for support in advance.
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Дилбар жизнерадостная и ответственная женщина. Она замужем и имеет одного ребёнка. Но со своей семьёй Дилбар живёт в родительском доме, вместе со своими родителями, так как они пенсионеры и нуждаются в заботе. Чтобы зарабатывать на проживание Дилбар занимается купли продажей золотых изделий. Для ведения этого бизнеса она имеет специальную торговую точку. Также Дилбар имеет собственную столовую, где приготавливают плов и шашлык, от этого бизнеса у неё также есть стабильный дополнительный доход. Так как Дилбар закупает золотые изделия в другом городе, который находится далеко, она хочет приобрести собственную машину для перевозки своего товара, чтобы облегчить и более обезопасить процесс перевозки. Для этого Дилбар обратилась в Арванд и хочет получить кредит на покупку машины. Она надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Dilbar to buy a car.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 18, 2013
Currency Exchange Loss:
Nov 17, 2013