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Julio is 69 years old and sells bulk grains in the market near his home. He has many customers because they like the quality and the good prices of his products. He lives in his own home with his two children who work and help with household expenses.

Julio is asking for a loan to buy more bulk grains at wholesale prices as this is his only source of income. This will allow him to earn more money and improve the quality of his life and that of his two children.
View original language description ↓
Don julio de 69 años de edad se dedica a la venta de granos básicos en el mercado que se encuentra cerca de su lugar de residencia, posee mucha clientela que lo buscan por la calidad de los productos y los buenos precios, vive en casa propia con sus dos hijos quienes trabajan y le ayudan el los gastos del hogar, don julio está solicitando un crédito para la compra de mas granos básicos por mayor ya que esa es su única fuente de trabajo, y así podrá tener mejores ganancias y tener una mejor calidad de vida junto a sus dos hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 718
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Julio to buy bulk grains at wholesale prices.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 18, 2013
Currency Exchange Loss:
Apr 16, 2014