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Maruja is 43 years old and is a mother to three children. She lives in Punata, a province of Cochabamba city. She lives with her husband who works every day. Maruja has 10 livestock who produce milk, generating 120 litres per day. From this, she makes cheese which she sells in her town's market every day. She also sells wheat there. Maruja is a hard-working woman so when her husband left to seek a better future for their children in Argentina, she worked everyday. She started with three cows and ended up with 10.

She is requesting this loan to buy soybean hulls to increase the milk production because she currently only has five cows. She wants to keep moving forward because she needs to work to help her children because she wants them to finish school and be able to do degrees as she couldn't finish school because she had to work with her parents in the fields producing milk. She is very hard-working and responsible.
View original language description ↓
La señora Maruja tiene 43 años de edad es madre de tres hijos, ella vive en Punata una provincia de la ciudad de Cochabamba, vive junto a su esposo con quien trabaja todos los días.
Maruja se dedica a la producción de leche, ella cuenta con diez cabezas de ganado sacando una producción diaria de 120 litros diarios y de los cuales realiza quesillos para poder vender en el Mercado de nuestra ciudad todos los días y de la misma manera ella vende mote. Maruja es una mujer trabajadora ya que cuando su esposo se fue a buscar un mejor futuro para sus hijos a la Argentina, ella se dedicó al trabajo todos los días y empezó ella con tres vacas y ahora cuenta con diez.
Ella solicita el crédito para la compra de cascara de soya aumentar la producción de leche ya que ahora tiene solo cinco vacas con las cuales ella quiere seguir saliendo adelante porque necesita trabajar para sacar adelante a sus hijos porque ella quiere que sus hijos puedan terminar el colegio y poder hacer una carrera ya que Maruja no pudo terminar la escuela porque desde muy niña trabajaba con sus padres en el campo en la agricultura y en la producción de leche, ella es muy trabajadora y responsable.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Maruja to buy soybean hulls.
86% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Oct 18, 2013
Currency Exchange Loss: