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Teresa De Jesus
Teresa, 61, lives in her own house with her husband and their two daughters, 29 and 27. They are currently studying in the university. Teresa makes her living selling clothing - she has been doing this business for many years and this has given her a lot of experience that enables her to obtain better income. The business is located in her place of residence. She has made many customers; well people know that everything is of quality, at accessible prices and with unmatched service – she is always at the beck and call of the customers.

In recent weeks demand has increased and she wants to take advantage of a new investment; she has good payment references and a faultless moral composition. She assures that she will be able to pay off the debt and at the same time she hopes that this will bring about economic security to her home.
View original language description ↓
Doña Teresa de 61 años de edad vive en casa propia junto a su esposo y sus dos hijas de 29 y 27 años de edad ellas estudian actualmente en la universidad, ella se dedica a la venta de ropa tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, él negocio está ubicado en su lugar de residencia, se ha hecho de mucha clientela pues las personas saben que todo es de calidad, a precios accesibles y con un servicio inigualable siempre a la orden y al gusto de los clientes, en las últimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar más ropa por mayor, tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene la esperanza que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 381
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Teresa De Jesus to buy more clothing in bulk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 18, 2013
Currency Exchange Loss:
Nov 20, 2014