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Real Sociedad Group
In this Group: Julia Elena , Angelita Del Socorro , Josefa Maria , Juana Mercedes
The group is made up of four go-getting and hard-working members. One of these is Josefa, who is 22. She lives with her common-law husband and has two dependent children. She has had a business buying and selling crops for 10 years. She has been a customer of the institution for a year and a half, which has proven she is a capable and responsible person in her payments. She is asking for a loan to buy crops of tamarind and nancite [a small, yellow Central American fruit].

Julia is 44 and her business is the sale of food. Angelita is 35 and her business is the buying and selling of crops. Juana is 33 and her business is the buying and selling of crops.
View original language description ↓
El grupo lo conforman cuatro socias luchadoras y trabajadoras uno de ellas es Josefa, tiene la edad de 22 años, acompañada, con dos hijos bajo su cargo, su negocio es la compra y venta de cosecha desde hace 10 años. Tiene de ser cliente de la institución 1 año y medio lo cual ha demostrado ser una persona muy capaz y responsable en sus cuotas. El crédito lo está solicitando para la compra de cosecha de tamarindo y nancite. Julia tiene 44 años de edad, su negocio es la venta de comida, Angelita tiene la edad de 35 años su negocio es la compra y venta de cosecha y Juana tiene la edad de 33 años su negocio es la compra y venta de cosecha.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Real Sociedad Group's $2,825 loan helped a member to buy crops of tamarind and nancite.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 27, 2013
Currency Exchange Loss:
Apr 16, 2014