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José Luis
José is a young entrepreneur, who is currently the director of a rural school group and has nine years of experience. He also gives classes on the weekend in the community where he works. He is single and has a young daughter that he fully supports. He came to Ceprodel for a loan that he needs to repair his motorcycle and buy a tank, piston, rings, chain, tires, and seat. The motorcycle is his means of getting to work.
View original language description ↓
José es un joven, emprendedor, actualmente se desempeña como Director de un núcleo educativo rural con 9 años de experiencia, también imparte clases los fines de semana en una comunidad donde labora, es soltero con 1 pequeña niña a la que le está brindando todo el apoyo para su desarrollo, este señor visito ceprodel para solicitar un financiamiento que le urge para invertirlo en la reparación de su motocicleta como es la compra de tanque, pistón, anillos, cadena de tiempo, llantas, asiento. La cual es su medio de transporte que utiliza para trasladarse a su centro de trabajo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped José Luis to repair his motorcycle and buy a tank, piston, rings, chain, tires, and seat.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 17, 2013
Currency Exchange Loss:
Feb 3, 2016