Check out some available loans that are similar to this one!
Las Estrellitas Group
In this Group: Irma, Aurora Lisser, Crsthian Augusto, Rosa Rocio, Raquel, Carmen, Hermelinda, Martha Aurora

Update on Las Estrellitas Group

The members of the "Las Estrellitas" group are very happy to be going through their second loan cycle. Raquel is 30 years old, married and is bringing up three children. She has been making a living selling beauty products for three years. This has allowed her to improve her family's quality of life, and the work also keeps her busy. At the weekend Raquel does maintenance work. Raquel will invest this loan in beauty products which are on offer. She can then sell them at a higher price and earn higher profits. Raquel's biggest wish is to have her own house. The group is grateful to Kiva lenders for this loan. In the photo, Raquel is the third person on the left, wearing a black jumper.
View original language description ↓
Los socios del grupo “LAS ESTRELLITAS” se encuentran muy contentos por estar pasando el 02 ciclo. Raquel tiene 30 años es casada con tres hijos educando. Hace 3 años se dedica a la venta de productos de belleza actividad que le ha permitido mejorar la calidad de vida de su familia y a la vez le sirve como distracción. Los fines de semana brinda servicios de mantenimiento. El préstamo lo invertirá en la compra de productos de belleza que están en oferta así poderlas vender a otro precio y obtener mejores ganancias. Su mayor deseo es tener una casa propia. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Raquel es la tercera persona del lado izquierdo viste chompa negra.

Previous Loan Details

Aurora is 44 years old, is single, and has two children in school. She is a member of the new group "Las estrellitas" (little stars), which is made up of 7 hard-working and entrepreneurial members. Aurora has dedicated herself for the past 31 years to caring for people in their old age. From th... More from Las Estrellitas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Estrellitas Group's $1,900 loan helped a member to buy beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 19, 2013
Currency Exchange Loss:
Mar 17, 2014