A loan of $6,225 helped a member to buy seeds and fertilizer.


Cielo Group's story

Rosa and her family live in the western highlands of Guatemala in a rural community called Llanos del Pinal. She is a 51-year-old married woman with five children who range in age from 13 to 29. The population in her area have small farms where they raise various crops as well as animals. Many of the women are seamstresses.

Rosa is a member of the Friendship Bridge Trust Bank “Cielo” meaning “Heaven”. She shares a dream of a better life with 13 other women in the group. The ladies work in textile production, and most of them also grow flowers and other agricultural products as well as raising animals.

As Rosa and her family have been farmers for several years, she decided it would be advantageous for her to increase the amount of land she cultivates. She joined the Cielo Trust Bank and secured her first loan. Currently she is in her sixth loan cycle and is eager to receive her latest loan request of $512. She will use the funds to buy seeds and fertilizer for the onions, lettuce, carrots and broccoli that are produced on the farm. These vegetables are then sold to wholesalers in a large market located about one hour away.

When the women involved in Friendship Bridge are asked about the future, they respond by saying they realize that education is the key to a better and more successful future. Rosa realizes how important it is in order for her children to live a more successful life. She knows they will learn to speak Spanish as well as her native dialect. Four of her children are currently in school, with two in high school on the weekends. In this way, the older children can work on the farm during the week.

Rosa and the other women of the Trust Bank Cielo are grateful for the support and trust of Kiva investors throughout the world. With a small loan and education, these hardworking ladies can sustain or grow their businesses, realize an increase in their earnings, empower themselves and eliminate poverty for their families and community.

In this group: Maria Florinda , Maria Patricia , Maria Cristina , Sara Maribel , Maria Alejandrina , Maria Rosa , Venancia , Ofelia Clementa , Cornelia Cipriana , Gabriela , Maria Liliana , Nicolasa , Olga Marina , Maria Roberta



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