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Osmildo is 50 years old and lives in a house he owns with his family. He makes a living by buying and selling scraps like iron, aluminum, tires, copper, etc. His business has been located in his home for the last five years. He has an established clientele that seeks him out for the good prices he offers. With what he obtains from his business, he is able to sustain his home on a daily basis.

He is asking for the loan to be able to buy more scraps by the quintal, as well as a scale and necessary tools to be able to continue with his business, which generates good earnings. In this way, he will be able to keep giving his family a better quality of life.
View original language description ↓
Osmildo de 50 años de edad vive en casa propia con su familia, él se dedica a la compra y venta de chatarra como: hierro, aluminio, llantas, cobre, etc. desde hace 5 años su negocio lo tiene ubicado en su lugar de residencia, posee clientela establecida que lo buscan por los buenos precios que ofrece, con lo que obtiene de su negocio logra llevar el sustento diario a su hogar, él solicita el crédito para poder comprar más chatarra por quintales, una balanza y herramientas necesarias para poder seguir con su negocio que le genera buenas ganancias y así el podrá seguirle dando a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.

This Kiva loan will be either be a cash laon or an in-kind loan.  An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 732
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Osmildo to buy more scraps by the quintal, as well as a scale and necessary tools.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 17, 2013
Currency Exchange Loss:
Jun 19, 2014